
The first is liability insurance.
Now that you have the proper insurance on the rental car, what should you do if you are in a road traffic accident? Most drivers have no idea if they should purchase the additional insurance offered by rental car companies. When it comes to renting a car, especially out-of-state, will almost always recommend purchasing additional rental car coverage.
Why purchase rental car insurance coverage if I have No-Fault insurance in Michigan?
Ask your insurance agent about car damage and whether the coverage on your personal vehicle extends to a rental car.
Most rental car companies offer customers the option to purchase additional coverage such as:•; Collision damage coverage•; Personal accident insurance•; Supplemental liability protection
In general, as with most insurance contracts, rental car insurance policies are deliberately written to be confusing.
Insurance policies and contracts for rental cars change often.; It’s safest to assume with rental cars that your own Michigan No-Fault policy will likely be deficient and will not protect you fully if you’re involved in a car accident in a rental car out of state.

